Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Understanding The Main Life Insurance Classifications
Posted: February 7, 2020
Understanding The Main Life Insurance ClassificationsLife insurance companies use a system of classification to determine an individual’s state of health, based on a series of factors pertaining to that person. Your classification can affect how much life insurance coverage you can get at each price point. Healthy people get more favorable classifications and lower rates. If you have health issues, that will be reflected in your life insurance premiums. The...
Can I Insure My Personal Vehicle With Commercial Auto Insurance?
Posted: February 4, 2020
Can I Insure My Personal Vehicle With Commercial Auto Insurance?If you are self-employed, you may believe your personal vehicles are covered for work use under your personal car insurance. When it comes time to file a claim, however, this could turn out to not be the case. Many business uses and vehicle types are excluded from personal policies. Our experienced agent can help you find a commercial auto insurance policy to suit your needs...
Understanding The Difference: Standard Auto Insurance Vs. ATV Insurance
Posted: February 1, 2020
Understanding The Difference: Standard Auto Insurance Vs. ATV InsuranceAll-terrain vehicles come with risks, and they can be expensive to replace when damaged in a crash. If you have an ATV, you won’t be able to rely on your car insurance to protect you. ATVs are not covered by standard auto insurance policies. Also, ATV insurance may be required by law if you ride in certain areas, such as state parks. On the upside,...
Healthier Comfort Food Alternatives
Posted: January 25, 2020
Healthier Comfort Food AlternativesIt is no secret that many people turn to comfort food in times of stress, loneliness, or rejection (such as Ben & Jerry’s directly from the carton after a breakup). Comfort foods can be described as foods that provide consolation or a feeling of well-being. They give us emotional comfort heightened by our senses of taste, touch, and smell. They are more likely to be...
Is Graded Death Benefit Life Insurance Worth The Cost?
Posted: January 22, 2020
Is Graded Death Benefit Life Insurance Worth The Cost?Graded death benefit insurance has important advantages for certain people. It may be worth the cost if you want the protection of permanent life insurance coverage, but may not qualify for another permanent life insurance plan because of health issues. What Is Graded Death Benefit Insurance? Graded death benefit insurance is permanent, as opposed to term life insurance. What makes it different from standard permanent...
