RL Vision
We believe that insurance should be convenient for all your insurance needs, simple, easy and rewarding.
We continue to build RL insurance agency to create insurance that just works for any life event, enabling people to protect the things they care about in a simple and joyful way.
RL Insurance Agency is Your Convenient Choice
We are Independent Agents in Alexandria, Virginia, free to choose the best carrier for your insurance needs at any life event (getting married, moving starting a new business..etc).
We are here to work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and competent service. RL Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.
You should consider 4 things when evaluating an insurance company:
- Use A.M. Best Company, Inc A.M. Best Company, Inc or Standard or Poor’s https://www.standardandpoors.com//en_US/web/guest/home to check insurance company financial strength. AM. Best is easy to use and it’s free to sign up.
- Check your state insurance department to verify insurance company or agent is licensed in your state. https://content.naic.org/state_web_map.htm
Virginia insurance department website http://www.scc.virginia.gov/boi/
Click on license search. Please add hyperlink to Virginia insurance department
- Check reported claims complaints and overall satisfaction with the National Association of Insurance Commissioners (NAIC) or JD Power and Associates. These sites will also help you check a company’s claims payments history and other financial information.
- Consider insurance company claims process JD Power and Associates for overall customer satisfaction, don’t hesitate to contact the company and ask them how they manage their claims process. At this point, we realize it can be a lengthy and tedious process, but protecting your assets and guarding yourself from liability is just as an involved process as any major purchase in life, if not more. This is especially true when you have complex coverage needs for your unique situation.
