Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
What Does Commercial Umbrella Insurance Cover?
Posted: June 4, 2021
What Does Commercial Umbrella Insurance Cover?Your business is protected by your business insurance – but is it enough? A commercial umbrella insurance policy provides coverage when a claim exceeds the limits of your other policies. This type of policy is typically quite affordable and offers a critical level of protection against losses from substantial claims or lawsuits. Do You Need Commercial Umbrella Insurance? A liability claim filed against your business...
Do I Need Boat Insurance for a Non-Motorized Boat?
Posted: June 1, 2021
Do I Need Boat Insurance for a Non-Motorized Boat?Depending on where you live, you may not be legally required by the state to carry boat insurance for a non-motorized boat, but that is not the only reason to insure your boat. If you have invested in a sailboat, kayak, canoe, or RIB (rigid inflatable boat), boat insurance will protect your investment if the watercraft is damaged during an accident. It should also protect...
8 Tips to Finding a Good Doctor
Posted: May 25, 2021
8 Tips to Finding a Good DoctorWe all want to ensure we have the best primary care physician available, but how do you find a good doctor? You may have to choose a physician in your health insurance network. All health insurance providers list the providers in their network – this is your starting point. Your primary care doctor is the gateway to specialists, testing, yearly physical exams, and treatments. Building...
Can a Life Insurance Beneficiary Decline?
Posted: May 22, 2021
Can a Life Insurance Beneficiary Decline?The beneficiary of a life insurance policy may not even be aware that they were named in a policy. The owner of the policy has the right to choose whoever they want as the beneficiary, but what happens if the beneficiary does not want the insurance payout? Does he or she have the right to decline? What is a Beneficiary? A beneficiary is a person...
Beginner’s Guide to Business Owners Package (BOP) Insurance
Posted: May 19, 2021
Beginner’s Guide to Business Owners Package (BOP) InsuranceBOP (business owners package) insurance can be the ideal way to protect a small business. The bottom line is that you want the maximum possible coverage at the lowest possible rate, and BOP insurance could be your best option. The Basics of Business Owners Package Insurance A BOP insurance policy covers all the major property and liability risks, and is typically the ideal insurance for...
