Short term medical insurance, also called temporary health insurance or term health insurance, can provide a temporary solution to help fill gaps in coverage.
Consider short term if you’re:
-
Between jobs
-
Waiting for other coverage to begin
-
Waiting to be eligible for Medicare coverage
-
Unable to apply for Affordable Care Act (ACA), also called Obamacare, coverage because you missed Open Enrollment and you don’t qualify for Special Enrollment
-
Turning 26 and coming off your parent’s insurance
-
Healthy and under 65
