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Short Term Medical Insurance

Short term medical insurance, also called temporary health insurance or term health insurance, can provide a temporary solution to help fill gaps in coverage.

Consider short term if you’re:

  • Between jobs

  • Waiting for other coverage to begin

  • Waiting to be eligible for Medicare coverage

  • Unable to apply for Affordable Care Act (ACA), also called Obamacare, coverage because you missed Open Enrollment and you don’t qualify for Special Enrollment

  • Turning 26 and coming off your parent’s insurance

  • Healthy and under 65