Short term medical insurance, also called temporary health insurance or term health insurance, can provide a temporary solution to help fill gaps in coverage.
Consider short term if you’re:
Waiting for other coverage to begin
Waiting to be eligible for Medicare coverage
Unable to apply for Affordable Care Act (ACA), also called Obamacare, coverage because you missed Open Enrollment and you don’t qualify for Special Enrollment
Turning 26 and coming off your parent’s insurance
Healthy and under 65